Legal and Consulting Services for Finance and Investments in Armenia

Your Reliable Partner in the World of Finance

The finance and investment sector in Armenia is gaining increasing attention due to its liberal economic policies, membership in the Eurasian Economic Union (EAEU), and growing opportunities for capital investment. However, successful operations in this field require strict compliance with complex legal regulations and well-thought-out strategic decisions. Tower.am, based in Yerevan and fully compliant with the Republic of Armenia’s legislation, has been providing legal and consulting services since 2007. Our expertise helps financial institutions, investors, and startups minimize risks and achieve sustainable success.

In this article, we’ll explore how Tower.am’s services support businesses in finance and investments, the challenges they address, and why we are your key to success in Armenia.

Why Do Finance and Investments Need Professional Support?

Armenia’s financial market offers numerous opportunities but comes with several challenges. Companies and investors face complexities that require a professional approach:

Strict Regulation: The activities of banks, investment funds, and fintech companies are tightly controlled by the Central Bank of Armenia.
Investment Risks: Errors in the legal or financial structure of deals can lead to significant losses.
Competition and Innovation: Success requires strategies that account for local nuances and global trends.

Tower.am provides comprehensive solutions that ensure legal security, optimize processes, and support the growth of your financial business.

Tower.am Services for Finance and Investments

We offer specialized legal and consulting services tailored to the needs of financial institutions, investors, and startups. Our key offerings include:

Legal Services

Licensing and Regulation: Assistance in obtaining licenses for banks, microfinance organizations, and investment companies.
Contract Law: Drafting and reviewing contracts for investment deals, lending, and partnerships.
Compliance: Auditing and ensuring adherence to Central Bank regulations and international standards (AML, KYC).
Data Protection: Developing policies for processing personal data in financial operations and online platforms.
Dispute Resolution: Representation in administrative and judicial proceedings related to financial violations or investment conflicts.

Consulting Services

Investment Planning: Developing strategies for capital attraction, portfolio management, and entering new markets.
Financial Analysis: Assessing project profitability, risk management, and tax optimization.
Market Analysis: Researching financial trends, competitive landscape, and investment opportunities in Armenia.
Startups and Venture Capital: Supporting investor deals, structuring funds, and developing business models.

These services provide your business with legal protection and a strategic advantage in the financial market.

Mini-Case: Attracting Investments for a Fintech Startup

In 2024, a fintech startup developing a digital payment platform approached Tower.am. The company was seeking investors but faced challenges: lack of a license, weak legal structure for deals, and non-compliance with regulatory requirements. Additionally, the startup needed assistance in negotiating with international venture funds.

Tower.am’s team promptly:

Guided the process of obtaining a license from the Central Bank, completing it in 15 business days.
Developed investment contracts, protecting the startup’s interests when raising capital.
Conducted a compliance audit, ensuring adherence to AML and KYC standards.

Tower.am’s consultants also prepared a financial analysis that convinced investors of the project’s profitability. As a result, the startup secured $2 million from a European fund and successfully launched its platform. This case demonstrates how Tower.am helps financial projects achieve success.

Advantages of Partnering with Tower.am

By choosing Tower.am, you gain a partner who understands the intricacies of finance and investments. Our strengths include:

Legal Compliance: All services strictly adhere to Armenian laws and Central Bank requirements.
Industry Expertise: Over 15 years of experience working with banks, investment funds, and startups.
Tailored Approach: We craft solutions aligned with your goals and project specifics.
Multilingual Support: Services in Armenian, Russian, and English for the convenience of international clients.
Transparency: Clear processes with no hidden fees.